DRAFT TEMPLATE — PENDING LEGAL REVIEW — NOT FOR PUBLICATION

Terms of Use

Last updated: [DATE — set on approval]

These Terms of Use govern your access to and use of this website, operated by RichVault [LEGAL: confirm full legal entity name] ("we", "us", "our"), a company registered in the Republic of Cyprus with registration number HE 442931 and registered office at Isavellas Katholikis, 4, 1st floor, Flat/Office 103-104, 8025, Paphos, Cyprus. By using this website you agree to these Terms.

1. Informational purpose only

The content of this website is provided for general information about our company and activities. Nothing on this website constitutes, or should be construed as, an offer, solicitation, recommendation or invitation to buy, sell or subscribe for any real estate asset, security, investment product or service, nor investment, legal, tax or other professional advice.

2. No reliance

While we take reasonable care to keep the content of this website accurate and up to date, we make no representations or warranties, express or implied, as to its accuracy, completeness or timeliness. Any reliance you place on the content is strictly at your own risk. You should obtain independent professional advice before making any investment or property decision.

3. Intellectual property

All content on this website, including text, design, logos and graphics, is owned by or licensed to us and is protected by applicable intellectual property laws. You may view and print content for personal, non-commercial use; any other reproduction or distribution requires our prior written consent.

4. Acceptable use

5. Third-party links

This website may contain links to third-party websites. Such links are provided for convenience only; we have no control over, and accept no responsibility for, their content or availability.

6. Limitation of liability

To the maximum extent permitted by law, we exclude all liability for any loss or damage, direct or indirect, arising from your use of, or inability to use, this website or from reliance on its content. Nothing in these Terms excludes or limits liability which may not be excluded or limited under applicable law. [LEGAL: review limitation wording against Cypriot consumer/civil law practice]

7. Privacy

Our processing of personal data in connection with this website is described in our Privacy Policy.

8. Changes

We may amend these Terms at any time by publishing an updated version on this page. Continued use of the website after changes are published constitutes acceptance of the amended Terms.

9. Governing law and jurisdiction

These Terms are governed by the laws of the Republic of Cyprus. Any dispute arising in connection with this website shall be subject to the exclusive jurisdiction of the courts of the Republic of Cyprus. [LEGAL: confirm venue preference, e.g. courts of Paphos]

10. Contact

Questions about these Terms may be addressed to info@richvault.com.cy or in writing to our registered office: Isavellas Katholikis, 4, 1st floor, Flat/Office 103-104, 8025, Paphos, Cyprus.